Author: David Thomas Coleman

What is the Social Security Earnings Limit? How Does the Earnings Limit Work? “How much can I earn while still receiving Social Security benefits?” you could be wondering. The Social Security earnings restriction is meant to ensure you’re not making too much and yet get the full benefits you are due. Simply said, the Social…

Social Security Income and Taxation: Understanding the Basics “Have you ever wondered whether your Social Security income is taxed? You aren’t by yourself. Every year, thousands of seniors find themselves perplexed over this same topic. I understand first this must seem perplexing. Many seniors ask about this and have excellent cause for doing so. Understanding…

Retiring does not always mean totally ending employment, as many seniors find. Perhaps you simply want to remain active, augment your income, or keep busy. However, it’s crucial to know how income earned after retirement could impact your Social Security payments before you start a new job or keep working. Imagine this: You started getting…

Why Understanding Spousal and Survivor Benefits Matters Hi. Understanding Social stability’s spousal and survivor benefits will help you greatly increase your financial stability whether your marriage is intact, divorced, or you have lost a spouse. These advantages are meant to help you with income assistance depending on the earnings record of your spouse—that of either…

Why Maximizing Your Social Security Income Matters Let me ask you—do you know just how crucial your Social Security benefits are for your retirement? For most seniors, it’s the backbone of monthly money that keeps everything going smoothly. Yet, many people claim their benefits too early or miss out on opportunities that may enhance their…

Why Timing Counts in Social Security You might be asking, “When is the best time to start taking Social Security?” This is a crucial question, and the response will rely on several elements including your health, financial situation, and retirement plans. Social Security benefits are, for many people, essential component of retirement income. But your…

What Are Social Security Retirement Benefits? A Quick Overview “What exactly are Social Security retirement benefits, and why should I care about them?” is a question you may have. Knowing the fundamentals will help you make better retirement decisions, so that’s a great place to start. You receive monthly payments from the government when you…

What Are Social Security Benefits? A Simple Introduction Like most seniors, you have heard of Social Security; however, what precisely are Social Security benefits? These are essentially government monthly payments meant to assist you replace income whether you retire, become disabled, or lose a family wage earner. During the Great Depression, Social Security first began…